Car Financing and Loans in Selma, CA

Buying a Kia? Here Are Some of Your Financing Options

If you've decided that a new Kia is right for you in Fresno, you're in good company. With the exceptional models that Kia builds, including the Sorento, Forte, and Sportage, Kia increases in popularity. To ensure you're able to get the exact vehicle you want in Dinuba, you must understand your financing options at Selma Kia. The good news is that we offer multiple ways to make our vehicles more affordable, allowing you to get more car for your money.

Leasing Vs. Financing

Your two main options for obtaining a new vehicle in Sanger are leasing and financing. Rather than purchasing the vehicle to keep, a lease is an agreement to finance the amount of expected depreciation over the lease term. Since this value is less than the vehicle's overall value, leases tend to be more affordable every month than a typical financing arrangement. Plus, at the end of your lease term, you can still choose to keep your vehicle by buying out your lease.

Financing, on the other hand, spreads the entire cost of the vehicle over a set number of months. Once your down payment and trade-in value get taken into account, the amount left over is divided by the number of months in the term to determine your monthly payment. When your vehicle gets paid off, it's yours to keep for as long as you'd like.

Pre-Approval Available

We want your experience at the dealership near Clovis to be as stress-free as possible. We understand that answering questions about your income and other financial information can be stressful if you don't have the information immediately on hand. That's why we offer an online pre-approval finance application so that you can supply this information at your leisure. This will help our finance managers go to work on your behalf before you arrive at the dealership. Since we'll already have your information, your experience at the dealership will be much less stressful.

To schedule an appointment to test drive one of our new or pre-owned Kia models, feel free to give us a call today.